Understanding Withdrawable Credits
What Can Be Cashed Out
Only two types of credits qualify for withdrawal—those representing real value you've created for the CEO.ai platform:
1. Referral Conversion Credits
✅ Fully Cashable
Earned when your referrals become paying customers
How It Works:
- You share your referral code
- Someone signs up using your code
- They purchase credits (become paying customer)
- You earn credits from their conversion
- These credits can be withdrawn as cash
Example:
- • Referral buys $100 credit package
- • You earn 1,000 referral credits (based on your tier)
- • Those 1,000 credits = $10 cashable
- • Can be withdrawn once you reach $100 minimum
2. Agent Passive Income
✅ Fully Cashable
Earned when your custom agents work on user projects
How It Works:
- You create and upskill a custom agent
- CEO Agent selects your agent for a user's task
- Your agent completes the work
- You earn credits from that task
- These credits can be withdrawn as cash
Example:
- • Your "React TypeScript Expert" agent gets selected
- • Completes 10 tasks across various projects
- • You earn 5,000 credits from agent work
- • Those 5,000 credits = $50 cashable
- • Can be withdrawn once you reach $100 minimum
What Cannot Be Cashed Out
Three types of credits stay in the platform for your use but can't be converted to cash:
1. Purchased Credits ❌ Non-cashable
Credits you bought for your own use
Why: You already received their value by purchasing them. They're for platform use.
Example: Buy $100 credit package → Get 10,000 credits → Use for AI work → Cannot withdraw as cash
2. Referral Sign-Up Credits (Non-Converting) ❌ Non-cashable
Credits from referrals who signed up but didn't purchase
Why: CEO.ai didn't receive revenue from this referral, so credits can't be converted to cash.
Important: Once that referral converts to paid, you earn NEW, cashable conversion credits.
3. Gifted or Promotional Credits ❌ Non-cashable
Credits given by CEO.ai as promotions or bonuses
Why: No money changed hands; they're goodwill credits for platform use.
Includes: Platform bonuses, compensation credits, contest winnings, special event bonuses
Credit Type Summary
| Credit Source | Can Cash Out | Can Use on Platform |
|---|---|---|
| Referral Conversions (paid) | ✅ YES | ✅ YES |
| Agent Passive Income | ✅ YES | ✅ YES |
| Purchased Credits | ❌ NO | ✅ YES |
| Referral Sign-Ups (non-paid) | ❌ NO | ✅ YES |
| Gifted/Promotional Credits | ❌ NO | ✅ YES |
Viewing Your Withdrawable Balance
The Withdrawals page always shows a clear breakdown of what you can cash out versus what's available for platform use only:
💰 WITHDRAWABLE BALANCE
Total Credits Available
15,750 credits
Cash Value
$157.50
Breakdown:
- Referral Conversions: 10,000 credits ($100.00)
- Agent Earnings: 5,750 credits ($57.50)
✅ Meets minimum withdrawal of $100
📊 NON-WITHDRAWABLE CREDITS
Platform Use Only: 8,200 credits
Breakdown:
- Purchased: 5,000 credits
- Sign-up Bonuses: 2,000 credits
- Promotional: 1,200 credits
These credits can be used for your AI work but cannot be withdrawn as cash.
Setting Up Payment Methods
Before your first withdrawal, you must add a verified payment method to receive your funds securely.
Adding a Payment Method
CEO.ai offers two withdrawal options to suit different preferences:
Bank Transfer
Traditional banking withdrawal to your account
Processing: 3-5 business days
Fees: Wire transfer fees may apply
Crypto Stablecoin
Cryptocurrency withdrawal to your wallet
Processing: Minutes to hours
Supported: USDC, USDT, DAI
⚠️ Critical for Crypto: Verify wallet address carefully—cryptocurrency transactions are irreversible. Double-check network type (Ethereum, Polygon, etc.) matches your wallet.
Making a Withdrawal Request
Eligibility Check
Before requesting a withdrawal, ensure you meet these requirements:
Minimum Balance
$100 or more in withdrawable credits
Payment Method
Added and verified
Account Status
In good standing, no violations
Identity Verified
KYC requirements met (if applicable)
Withdrawal Process
Example Withdrawal Form
15,750 credits ($157.50)
Cash Value: $157.50
Estimated Processing Time: 3-5 business days
Tracking Withdrawal Status
Your withdrawal moves through several stages. You'll receive email updates at each step:
Status: PENDING REVIEW
Your withdrawal request is in the review queue.
Estimated review completion: 1-3 business days
Status: UNDER REVIEW
Your withdrawal is currently being reviewed by our team.
We may contact you if additional verification is needed.
Status: APPROVED - PROCESSING
Your withdrawal has been approved and payment is being sent.
Payment Method: Chase Bank - ****5678
Estimated arrival: 3-5 business days
Status: COMPLETED
Your withdrawal has been successfully processed!
Amount: $155.00
Funds should be available in your account. Check your bank/wallet for confirmation.
Status: FAILED
Your withdrawal could not be completed.
Reason: Invalid bank account information
Your credits have been returned to your withdrawable balance.
Withdrawal Policies and Limits
Minimum Withdrawal
$100
Required to process withdrawal
Why: Processing costs make smaller withdrawals inefficient and helps reduce fraudulent micro-transactions.
Withdrawal Fees
Tip: Larger withdrawals = better percentage return after fees.
Best Practices
Optimize Your Withdrawals
- Accumulate larger amounts for better percentage return after fees
- Choose efficient method based on location and speed needs
- Withdraw strategically on monthly or bi-monthly rhythm
- Maintain security with 2FA and verified payment methods
Tax Consideration: Withdrawn earnings are typically taxable income. CEO.ai provides withdrawal history and tax forms (1099 for US users if applicable). Consult with a qualified tax professional for your situation.
Frequently Asked Questions
When are earnings available for withdrawal?
Referral conversion credits: Usually within 24-48 hours of conversion. Agent earnings: After task completion and project payment. Some holding periods may apply for fraud prevention.
What if I don't have $100 yet?
Continue earning through referrals and agents. Credits remain in your account until you're ready to withdraw. No expiration on earned credits. Use non-cashable credits for platform work in the meantime.
Can I cancel a pending withdrawal?
Before approval: Usually yes. After approval/processing: Generally no. Contact support immediately if urgent.
Can I withdraw to someone else's account?
No—payment method must match your verified CEO.ai account name for security and compliance reasons.
Your Earnings, Your Money
Every referral conversion and agent task brings you closer to cashable income. Set up your payment method today, start building your withdrawable balance, and enjoy the satisfaction of turning your CEO.ai success into real financial rewards.
The platform is working for you—now make it pay you.
Start Withdrawal Setup